Rate Sheet

Loans for Offices:

Loan Description LTV Loan Amount Term Interest Rates From
Office (General/Medical) Fixed Rate 75% $3-100 million 30 yrs., due in 10 yrs. 5.85% - 6.50%
Office (General/Medical) Fixed Rate 65-70% $3-100 million 30 yrs., due in 10 yrs. 5.50% - 6.12%

Loans for Retail/Shopping Centers:

Loan Description LTV Loan Amount Term Interest Rates From

Fixed Rate
Shopping Centers
-Anchored

75% $3 million 25-30 yrs.,
due in 7, 10 yrs
5.40% - 6.00%
Fixed Rate
Shopping Centers
-Unanchored
75% $2.5-50 million 25-30 yrs., due in 10 yrs. 6.00% - 6.75%

Loans for Hotels:

Loan Description LTV Loan Amount Term Interest Rates From

Hotels w/ Flag Fixed Rate

75% $4 million + 25 yrs., due in 10 yrs 5.95% - 6.35%
Hotels w/ Flag Fixed Rate 65% $4 million + 25 yrs., due in 7, 10 yrs. 5.65% - 5.95%

Loans for Nursing Homes & Multi-Family:

Loan Description LTV Loan Amount Term Interest Rates From

Fixed Rate

85% $3 million + 30 years 6.75%
Fixed Rate 80% $3 million + 30 yrs., due in 7, 10, 15 or 25 yrs.

5.50% - 5.85%

Fixed Rate 60% - 75% $3 million + 30 yrs., due in 7, 10, 15 or 25 yrs. 5.25%

Loans for Industrial Projects:

Loan Description LTV Loan Amount Term Interest Rates From

Industrial Fixed Rate

75% $3 million + Up to 30 yrs. due in 7, 10, or 15 yrs. 5.85+%

Single Tenant Loans (Commercial):

Loan Description LTV Loan Amount Term Interest Rates From

Fixed Rate Triple Net / Single Tenant - Credit Retail / Office

100% $3 million + Up to 25 yrs. due in 25 yrs. 5.75% - 6.25%

Mezzanine Financing:

Loan Description LTV Loan Amount Term Interest Rates From

Income Property

to 95% $4 million + 36 to 48 months 15 - 22% IRR

Loans for Construction:

Loan Description LTV Loan Amount Term Interest Rates From

Apartment-Fixed

90% $3 million + 12-18 mo. coust libor + 280-350
Commercial with Credit Tenants 75% - 80% $3 million + 12-24 mo. + mini perm libor + 140 - 350 bases points